Cost
Panama Qualified Investor Visa Cost covers the qualifying investment and the government fees charged on top of it, in one place.
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Overview
Panama Qualified Investor Visa Cost has two parts: the qualifying investment itself, and separate government processing fees paid on top of it. Both are covered here. Legal and professional fees are a third line, and they vary by firm.
The qualifying investment
The investment is the amount required to qualify. Route amounts and lock-in rules are on the visa page, not restated here. See the full breakdown of all three routes.
The current real estate minimum is $300,000; this is scheduled to increase to $500,000 on October 15, 2026.
Government fees
$5,000 application fee
Paid to Panama's National Treasury. This is a government processing charge, not part of the qualifying investment.
$5,000 repatriation deposit
Paid to the National Immigration Service. This is a government-side amount, separate from the investment itself.
$2,000 per adult dependent
An additional $2,000 per adult dependent included in the application, split between the National Treasury and the Immigration Service.
These are government-side fees. They do not include legal or attorney fees.
Legal and professional fees
Attorney fees are the one cost component that genuinely varies. Some firms charge a flat fee for the full application process. Others bill differently depending on the route, the number of dependents, and how much document work is included.
Get a clear, itemized fee quote in writing before engaging counsel. This page does not state a dollar range for legal work because that figure is not a fixed government amount.
Total
| Component | Amount | Nature |
|---|---|---|
| Qualifying investment | Varies by route. See the three routes. | Asset you hold. Not a spent government fee. Subject to the program's hold period, then yours to exit. |
| Application fee | $5,000 | Paid to Panama's National Treasury |
| Repatriation deposit | $5,000 | Paid to the National Immigration Service |
| Adult dependent | $2,000 each, if applicable | Split between the National Treasury and the Immigration Service |
| Legal and professional fees | Varies. Get a written quote. | Not a government fee |
The investment remains an asset under the program's hold rules. The $5,000 application fee, the $5,000 repatriation deposit, and the $2,000 per adult dependent are government charges on top of that capital.
Common questions
A $5,000 application fee is paid to Panama's National Treasury. This is a government processing charge, not part of the qualifying investment.
A $5,000 repatriation deposit is paid to the National Immigration Service. This is a government-side amount, separate from the investment itself.
An additional $2,000 per adult dependent included in the application, split between the National Treasury and the Immigration Service.
No. These are government-side fees. They do not include legal or attorney fees. Attorney fees vary by firm and scope. Get a clear, itemized fee quote in writing before engaging counsel. This page does not state a dollar range for legal work because that figure is not a fixed government amount.
The program
A permanent residency visa requiring a qualifying investment in Panamanian real estate, listed securities, or a bank deposit. The current real estate minimum is $300,000; this is scheduled to increase to $500,000 on October 15, 2026. It grants the holder the right to live and work in Panama indefinitely, with a path to citizenship after five years.
Permanent. You receive a provisional permit, followed by a permanent residency card. Timing varies by case. There is no renewal requirement. The residency is indefinite.
30 to 90 days from document submission to provisional permit. The permanent card follows after that.
Yes. Spouse, dependent children, and qualifying parents are typically included at no additional investment. Exact dependent eligibility should be confirmed with an attorney.
No. Panama does not enforce a strict minimum stay requirement, though maintaining some periodic presence is recommended.
No. No Spanish test or cultural exam of any kind.
Yes. Permanent residency grants full work authorization.
Yes. After five continuous years of permanent residency, you can apply for naturalization. Panama allows dual citizenship.
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